2026 assessment
$1.3M
OPA value, not a listing price
Multi-family report
419 W Cumberland St
8 bd7 ba3 stories4,933 sqftRM1built 2022
Property at a glanceMulti-family
Entity-held
ZIP 19133 area
Fairhill · West Kensington
400 block of W Cumberland St
Assessment and City record timeline
Published City assessments for this building against its block and ZIP. Dated City filings are marked on the same line. Select one to read it. Assessments are tax-roll values, not sale prices or appraisals.
- OPA assessment · 2016$6K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$6K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$6K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$6K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$6K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$6K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$6K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$46K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$931K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$1.3M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$1.3M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$1.1M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Land buy · 2019Land record $85KA land-record event associated with this parcel. Review the recorded instrument to determine whether it reflects a conveyance, parcel change, or another filing.How to read the recorded document ↗
- Permit · 2008-11-06UseThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2010-04-20PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2020-05-11New construction, addition, GFA changeThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2020-05-28New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-05-19New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-08-02Rough-InThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-08-16New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-08-31New Construction or AdditionsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-09-29New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-10-08Rough-InThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-11-03New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2010-06-15VACANT LOT STANDARDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2010-06-15CLIP VIOLATION NOTICEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2020-01-03CLIP VIOLATION NOTICEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2020-01-03EXT A-VACANT LOT CLEAN/MAINTAIA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- License · 2022-09-29Golden Rule LLC: Rental landlord or residential registration initially issuedA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
Property assessmentBlock median & rangeZIP 19133 (Fairhill · West Kensington) medianAssessmentLand buyL&I violationPermitLicense
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record17 events · exact dates, newest first
- LicenseGolden Rule LLC: Rental landlord or residential registration initially issued
- PermitNew Construction
- PermitRough-In
- PermitNew Construction
- PermitNew Construction or Additions
- PermitNew Construction
- PermitRough-In
- PermitNew Construction
- PermitNew Construction
- PermitNew construction, addition, GFA change
- L&I violationCLIP VIOLATION NOTICE
- L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
- Land buyLand record $85K
- L&I violationVACANT LOT STANDARD
- L&I violationCLIP VIOLATION NOTICE
- PermitPlumbing
- PermitUse
Flags: material assessment exemption; legal basis and term unverified · active rental license. Informational only. Not investment advice or a consumer report (FCRA).
Verify the public record
Property tax
$3,617/year estimated property tax
2026 taxable assessment $258,400 × 1.3998%. This is an estimate, not a bill or account balance. The City maintains payments, credits, interest, and the current amount due.
OPA has published a 2027 assessment of $1,060,500. It is not the 2026 billed-year value.
Payments, credits, interest, and the current amount due are maintained by the City.
OPA 1922971002026 OPA taxes $258,400 of $1,292,400 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
See the assessment math →Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
The assessment exemption gap
OPA's 2026 roll shows a partial assessment exemption. The annual difference is measurable; the reason for it and what happens after a sale are not established here.
$258,400 taxable basis
Difference to verify+$14,474/year
$1,292,400 scenario basis
The assessment roll does not identify
- Legal basis or program
- Approval or expiration date
- Treatment after a sale
- Current Tax Center balance
Show the assessment math
2026: ($1,292,400 assessed − $1,034,000 exempt) × 1.3998% ≈ $3,617/year
Full-assessment scenario: $1,292,400 × 1.3998% ≈ $18,091/year
Do not treat the full-assessment scenario as inevitable or assume the current relief transfers. Obtain the approval history and verify the live Tax Center account before relying on either number.
The property, on paper
OPA physical field record.
Bedrooms
8
Bathrooms
7
Stories
3
Interior
4,933 sqft
livable area
Lot
1,665 sqft
Basement
Full, finished
city code 1
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RM1
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Recorded owner
Who's behind it
Golden Rule LLC · corporate / LLC owner
• Owns 34 properties across Philadelphia under this name, assessed at $21M combined
• Tax bills mail to 144 Buckwalter Rd, Royersford PA, 19468 — outside Philadelphia
• Holds an active rental license for this address
Block context
400 block of W Cumberland St. Compare parcels, ownership, and public-record history.
See the whole block →Next door: 417 W Cumberland St · 421 W Cumberland St
L&I license dates · data through Jul 29, 2026
Business licenses at this address Latest pull
What L&I has registered at this OPA parcel, newest initial license date first.
No L&I business license is on record at this address in data through Jul 29, 2026.
Landlord and residential filings
These are property registrations or landlord filings, not businesses operating at this address.
Golden Rule LLCActive
Rental · Initial issue date Sep 29, 2022 · Filed expiration Sep 28, 2026
A license is an L&I registration, not proof that a business is open, operating today, or located at this storefront. Dates are license dates. Events are deduped by parcel, business identity, and license type, so a renewal is not shown as another opening. Other permit and filing types remain in the full source ledger.
Open every source row 17 dated rows
- License issue eventGolden Rule LLC: Rental landlord or residential registration initially issued
License 907379 · Active
License event. Registration does not prove present operation or storefront occupancy.
- PermitNew Construction
Permit EP-2021-011391 · Completed
INSTALL A NEW FIRE ALARM SYSTEM THROUGHOUT AS PER THE 2017 NEC & 2016 NFPA-72. ** FIRE ALARM WORK ONLY**
- PermitRough-In
Permit EP-2021-011408 · Expired
Rough-In Permit for EP-2021-011391 Install fire alarm system throughout. Install fire panel, horns, strobes, low freq mini horns, pull stations, smokes as per plans and 2017 NEC. Install all wiring throughout as per NFPA72.
- PermitNew Construction
Permit MP-2021-005869 · Completed
EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. EACH HVAC UNIT TO BE SELF-CONTAINED WITHIN EACH DWELLING UNIT. NO PENETRATIONS OF RATED ASSEMBLIES. (Install Four (4)- 90% Eff. 60,000 BTU Gas furnaces Exhausted via direct vent to the exterior (Side) install ductwork, grilles, registers and diffusers, installing (Four) 3-Ton Coil & One 3-Ton 13 SEER A/C condenser located on a pad at the rear of the building and 3 -Ton 13 Seer A/C condensers on pad n the roof. (MFD) 1047787).
- PermitNew Construction or Additions
Permit PP-2021-015105 · Completed
Water Distribution, inlet, curb drain hot water, kitchen, laundry, lavs, water closets, shower
- PermitNew Construction
Permit FP-2021-001570 · Completed
For the installation of an automatic wet sprinkler system in accordance with NFPA 13R (using a new, two (2) inch fire service line as per PWD Utility Plan dated 03/05/2020, two (2) inch backflow within the basement, and two (2), four (4) inch standpipes within the exit stairways installed as per NFPA 14), throughout a new three (3) story attached structure to be used as Group R-2, as per plans and hydraulic calculations; see AP#1047787 for building permit.
- PermitRough-In
Permit FP-2021-002120 · Completed
Rough-In Permit for FP-2021-001570 Install auto wet sprinkler system throughout per NFPA 13R Install manual wet standpipes per NFPA 14 (1047787)
- PermitNew Construction
Permit EP-2021-003207 · Completed
Provide a 400 amp service with a 5 gang meter enclosure with circuit breaker disconnects. One common area panel. Four corresponding unit panels. Install all wiring for each unit as well as the common areas. Provide all arc-fault and gfi circuit protection, 120v battery back up smoke detectors, all receptacles as switches as per 2017 NEC
- PermitNew Construction
Permit 1047787 · Completed
FOR THE ERECTION OF A FOUR (4) STORY ATTACHED STRUCTURE OF TYPE VA CONSTRUCTION CONTAINING (4) RESIDENTIAL UNITS, BASEMENT, ROOF DECK AND PILOT HOUSE AS SHOWN ON THE ENCLOSED PLANS. SEPARATE PERMITS REQUIRED FOR ALL MECHANICAL, ELECTRICAL, PLUMBING AND FIRE SUPPRESSION WORK. AMENDMENT (10/13/2021) TO CHANGE SPECIAL INSPECTION AGENCY AS PER DOCUMENTS PROVIDED.
- PermitNew construction, addition, GFA change
Permit 1047786 · Completed
FOR THE ERECTION OF AN ATTACHED STRUCTURE WITH A CELLAR AND A ROOF DECK WITH A ROOF ACCESS STRUCTURE. SIZE AND LOCATION AS SHOWN ON PLANS.
- ViolationCLIP VIOLATION NOTICE
Case 720533 · Violation 5281786 · Code CP-01 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationEXT A-VACANT LOT CLEAN/MAINTAI
Case 720533 · Violation 5281787 · Code PM-302.2/4 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- Land recordLand record
2019
- ViolationVACANT LOT STANDARD
Case 239433 · Violation 1718784 · Code PM-306.0/2 · CLOSEDCASE
City marked the case closed; that does not mean the original condition never existed.
- ViolationCLIP VIOLATION NOTICE
Case 239433 · Violation 1718783 · Code CP-01 · CLOSEDCASE
City marked the case closed; that does not mean the original condition never existed.
- PermitPlumbing
Permit 273824 · COMPLETED
REPAIR WATER DISTRIBUTION PIPE IN FRONT OF PROPERTY AND REPAIR CURB TRAP ALSO
- PermitUse
Permit 186851 · COMPLETED
USE TO SECOND HAND FURNITURE
Where this comes from
- Assessment, spec sheet & owner: OPA Property Assessments, Office of Property Assessment
- Sales & deed history: Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections: L&I Property History · Atlas
- Tax delinquency snapshot · June 2022: Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016: Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance: Verify with Philadelphia Revenue
- Zoning appeals: L&I & Zoning Board appeals
- Neighborhood income & rents: US Census ACS 5-year estimates
- Historical mortgage rates: Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery: Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 30, 2026, 7:49 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)