2026 assessment
$954K
OPA value, not a listing price
Multi-family report
421 W Cumberland St
Research this property with Analyst →8 bd7 ba3 stories4,542 sqftRM1built 2022
Property at a glanceMulti-family
Entity-held
ZIP 19133 area
Fairhill · West Kensington
400 block of W Cumberland St
Assessment and City record timeline
Published City assessments for this building against its block and ZIP. Dated City filings are marked on the same line. Select one to read it. Assessments are tax-roll values, not sale prices or appraisals.
- OPA assessment · 2016$6K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$6K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$6K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$6K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$6K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$6K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$6K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$45K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$954K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$954K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$954K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$977K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Land buy · 2019Land record $85KA land-record event associated with this parcel. Review the recorded instrument to determine whether it reflects a conveyance, parcel change, or another filing.How to read the recorded document ↗
- Permit · 2020-03-03Zoning/useThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2020-08-10New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-05-19New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-07-20New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-08-11New Construction or AdditionsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-09-29New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-10-08Rough-InThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-10-28New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2010-06-15VACANT LOT STANDARDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2010-06-15CLIP VIOLATION NOTICEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- License · 2022-09-29Golden Rule LLC: Rental landlord or residential registration initially issuedA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
Property assessmentBlock median & rangeZIP 19133 (Fairhill · West Kensington) medianAssessmentLand buyL&I violationPermitLicense
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record12 events · exact dates, newest first
- LicenseGolden Rule LLC: Rental landlord or residential registration initially issued
- PermitNew Construction
- PermitRough-In
- PermitNew Construction
- PermitNew Construction or Additions
- PermitNew Construction
- PermitNew Construction
- PermitNew Construction
- PermitZoning/use
- Land buyLand record $85K
- L&I violationVACANT LOT STANDARD
- L&I violationCLIP VIOLATION NOTICE
Flags: material assessment exemption; legal basis and term unverified · active rental license. Informational only. Not investment advice or a consumer report (FCRA).
Verify the public record
Property tax
$2,669/year estimated property tax
2026 taxable assessment $190,700 × 1.3998%. This is an estimate, not a bill or account balance. The City maintains payments, credits, interest, and the current amount due.
OPA has published a 2027 assessment of $976,500. It is not the 2026 billed-year value.
Payments, credits, interest, and the current amount due are maintained by the City.
OPA 1922972002026 OPA taxes $190,700 of $953,800 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
See the assessment math →Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
The assessment exemption gap
OPA's 2026 roll shows a partial assessment exemption. The annual difference is measurable; the reason for it and what happens after a sale are not established here.
$190,700 taxable basis
Difference to verify+$10,682/year
$953,800 scenario basis
The assessment roll does not identify
- Legal basis or program
- Approval or expiration date
- Treatment after a sale
- Current Tax Center balance
Show the assessment math
2026: ($953,800 assessed − $763,100 exempt) × 1.3998% ≈ $2,669/year
Full-assessment scenario: $953,800 × 1.3998% ≈ $13,351/year
Do not treat the full-assessment scenario as inevitable or assume the current relief transfers. Obtain the approval history and verify the live Tax Center account before relying on either number.
The property, on paper
OPA physical field record.
Bedrooms
8
Bathrooms
7
Stories
3
Interior
4,542 sqft
livable area
Lot
1,620 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RM1
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Recorded owner
Who's behind it
Golden Rule LLC · corporate / LLC owner
• Owns 34 properties across Philadelphia under this name, assessed at $21M combined
• Tax bills mail to 144 Buckwalter Rd, Royersford PA, 19468 — outside Philadelphia
• Holds an active rental license for this address
Block context
400 block of W Cumberland St. Compare parcels, ownership, and public-record history.
See the whole block →Next door: 419 W Cumberland St · 417 W Cumberland St
L&I license dates · data through Jul 29, 2026
Business licenses at this address Latest pull
What L&I has registered at this OPA parcel, newest initial license date first.
No L&I business license is on record at this address in data through Jul 29, 2026.
Landlord and residential filings
These are property registrations or landlord filings, not businesses operating at this address.
Golden Rule LLCActive
Rental · Initial issue date Sep 29, 2022 · Filed expiration Sep 28, 2026
A license is an L&I registration, not proof that a business is open, operating today, or located at this storefront. Dates are license dates. Events are deduped by parcel, business identity, and license type, so a renewal is not shown as another opening. Other permit and filing types remain in the full source ledger.
Open every source row 12 dated rows
- License issue eventGolden Rule LLC: Rental landlord or residential registration initially issued
License 907381 · Active
License event. Registration does not prove present operation or storefront occupancy.
- PermitNew Construction
Permit EP-2021-011393 · Completed
Install fire alarm system throughout. Install fire panel, horns, strobes, low frequency mini horns, pull stations, smokes as per plans. Install all wiring throughout as per 2016 NFPA72.
- PermitRough-In
Permit EP-2021-011412 · Completed
Rough-In Permit for EP-2021-011393 Install fire alarm system throughout. Install fire panel, horns, strobes, low freq mini horns, pull stations, smokes as per plans and 2017 NEC. Install all wiring throughout as per NFPA72.
- PermitNew Construction
Permit MP-2021-005870 · Completed
EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. EACH HVAC UNIT TO BE SELF-CONTAINED WITHIN EACH DWELLING UNIT. NO PENETRATIONS OF RATED ASSEMBLIES. (Install Four (4)- 90% Eff. 60,000 BTU Gas furnaces Exhausted via direct vent to the exterior (Side) install ductwork, grilles, registers and diffusers, installing (Four) 3-Ton Coil & One 3-Ton 13 SEER A/C condenser located on a pad at the rear of the building and 3 -Ton 13 Seer A/C condensers on pad n the roof. CP-2020-001065).
- PermitNew Construction or Additions
Permit PP-2021-013422 · Completed
FOR THE INSTALLATION OF INTERIOR AND EXTERIOR DOMESTIC WATER SUPPLY, STORM WATER AND SEWER SYSTEM PER THE 2018 PHILADELPHIA PLUMBING CODE, SIZES AND LOCATIONS PER STAMPED PLANS.
- PermitNew Construction
Permit FP-2021-001630 · Completed
For the installation of an automatic wet sprinkler system in accordance with NFPA 13R (using a new, 2? fire service line as per PWD Utility Plan dated 03/05/2020, 2? backflow within the basement, and two (2), 4? standpipes within the exit stairways installed as per NFPA 14), throughout a new four (4) attached structure to be used as Group R-2 (four (4) dwelling units), as per plans and hydraulic calculations; see CP-2020-001065 for building permit (amended 5/8/21 to allow NFPA 13R system).
- PermitNew Construction
Permit EP-2021-003209 · Completed
INSTALL A 400 AMP SERVICE, (5) GANG METER BANK, (4) 125 AMP PANELS & FEEDERS, (1) 100 AMP PANEL & FEEDER. WIRING THROUGHOUT THE COMMON AREAS AND FOUR DWELLING UNITS LIGHTS, SWITCHES, RECEPTACLES. PROVIDE WIRING FOR THE MECHANICAL AND HVAC EQUIPMENT. AS PER THE 2017 NEC. *THE FIRE ALARM SYSTEN IS NOT INCLUDED ON THIS PERMIT.
- PermitNew Construction
Permit CP-2020-001065 · Completed
AMENDMENT 2: FOR THE AMENDMENT OF PREVIOUSLY APPROVED PERMIT # CP-2020-001065 TO DOCUMENT NEW SPECIAL INSPECTOR (ALEX V. RONG) AS SHOWN PER APPROVED DOCUMENTATION. AMENDMENT 1: FOR THE AMENDMENT OF PREVIOUSLY APPROVED PERMIT # CP-2020-001065 TO DOCUMENT A NFPA 13 R SYSTEM TO BE PROVIDED THROUGHOUT THE BUILDING. ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY CONTACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK. SEPARATE PERMITS TO BE OBTAINED FOR ALL OTHER WORK. ORIGINAL: FOR THE ERECTION OF A FOUR (4) STORY STRUCTURE FOR USE AS FOUR-FAMILY DWELLING WITH A PRIVATE ROOF DECK FOR DWELLING UNIT #4 ONLY ACCESSED BY PILOT HOUSES AS PER APPROVED PLANS. BUILDING REQUIRED TO BE FULLY SPRINKLERED IN ACCORDANCE WITH NFPA 13 AND STANDPIPES TO BE PROVIDED IN EXIT STAIRWAYS IN ACCORDANCE WITH NFPA 14. FIRST FLOOR DWELLING UNIT IS A TYPE B DWELLING UNIT. *2018 IBC* IF FIELD CONDITIONS VARY CONTACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK. **A COVERED WALKWAY OR SIDEWALK CLOSURE SHALL BE REQUIRED WITHIN 10 FEET OF THE BUILDING FACADE IN ACCORDANCE WITH SECTION 3306 OF THE 2018 IBC. **SEPARATE PERMITS REQUIRED FOR MEP & FIRE SUPPRESSION WORK**
- PermitZoning/use
Permit 1043149 · COMPLETED
FOR THE ERECTION OF AN ATTACHED STRUCTURE WITH ROOF DECK ACCESSED BY A PILOT HOUSE. HEIGHT NTE 38'. SIZE AND LOCATION AS SHOWN ON PLANS. FOR USE AS A MULTI-FAMILY HOUSEHOLD FOUR (4) DWELLING UNITS.
- Land recordLand record
2019
- ViolationVACANT LOT STANDARD
Case 239437 · Violation 1718810 · Code PM-306.0/2 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationCLIP VIOLATION NOTICE
Case 239437 · Violation 1718809 · Code CP-01 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Where this comes from
- Assessment, spec sheet & owner: OPA Property Assessments, Office of Property Assessment
- Sales & deed history: Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections: L&I Property History · Atlas
- Tax delinquency snapshot · June 2022: Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016: Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance: Verify with Philadelphia Revenue
- Zoning appeals: L&I & Zoning Board appeals
- Neighborhood income & rents: US Census ACS 5-year estimates
- Historical mortgage rates: Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery: Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 30, 2026, 7:49 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)