House report

440 E Flora St

3 bd1 ba2 stories784 sqftRSA5built 1920

Property at a glanceHouse

Owner-occupancy signal

2026 assessment
$279K OPA value, not a listing price
From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar

Assessment and City record timeline

Published City assessments for this house against its block and ZIP. Dated City filings are marked on the same line. Select one to read it. Assessments are tax-roll values, not sale prices or appraisals.

$0$250K$500KZIP 19125 (Fishtown · East Kensington) median$261K2006201020142018202220262027
Property assessmentBlock median & rangeZIP 19125 (Fishtown · East Kensington) medianAssessmentDeed / saleL&I violationAppealPermitInspectionLicense

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record37 events · exact dates, newest first
  1. PermitAlterations
  2. PermitAddition and/or Alteration
  3. Deed / saleDeed / sale $295K
  4. LicenseSANDRA WATSON: Rental landlord or residential registration marked inactive
  5. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  6. InspectionBP_BLDG
  7. PermitPlumbing
  8. PermitElectrical
  9. InspectionBP_BLDG
  10. L&I violationPERMB- WK DONE W/O NOTIFY INSP
  11. PermitZoning/use
  12. PermitMajor alteration
  13. InspectionBP_BLDG
  14. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  15. AppealRB_LIRB
  16. L&I violationVACANT PROP STANDARD (likely: vacant-property enforcement standard)
  17. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  18. InspectionPRECOURT (likely: pre-court compliance inspection)
  19. PermitElectrical
  20. L&I violationVACANT PROP STANDARD (likely: vacant-property enforcement standard)
  21. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  22. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  23. L&I violationDRAINAGE-YARD DRAIN REPAIR
  24. L&I violationEXT A-ACC STRUCT REPAIR/MAINT
  25. L&I violationLICENSE-RES SFD/2FD
  26. L&I violationSD-REQD EXIST GROUP R (Smoke detectors required in an existing residential occupancy)
  27. L&I violationINT S-WALLS REPAIR/MAINT SANI
  28. L&I violationELEC-SWITCH DEFECTIVE-RES
  29. L&I violationELEC-SYS MIN SERVICE-RES
  30. L&I violationINT-PLMBG MAINT FIXTURES-RES
  31. L&I violationEXT S-WINDOW LOCK REPAIR/REPLA
  32. L&I violationEXT S-WALLS REPAIR CRACKS
  33. L&I violationEXT S-WALLS REPAIR/MAINTAIN
  34. L&I violationEXT S-WINDOW/FRAME RODENTPROOF
  35. L&I violationEXT A-CLEAN/EXTERMINATE (Clean the exterior area and address pests)
  36. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  37. LicenseSANDRA WATSON: Rental landlord or residential registration initially issued

Flags: 1 zoning/board appeal on record. Informational only. Not investment advice or a consumer report (FCRA).

Verify the public record

$2,510/year estimated property tax

2026 taxable assessment $179,300 × 1.3998%. This is an estimate, not a bill or account balance. The City maintains payments, credits, interest, and the current amount due.

OPA has published a 2027 assessment of $261,200. It is not the 2026 billed-year value.

Current City balanceCheck Tax Center

Payments, credits, interest, and the current amount due are maintained by the City.

OPA 181358200
Open Philadelphia Tax Center →Use “View period balance” to inspect each tax year.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

The property, on paper

OPA physical field record.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
784 sqft livable area
Lot
637 sqft
Basement
Full city code D
Heat
0 city code
Central air
No
Exterior condition
Average city code 4
Interior condition
Average city code 4
Quality grade
D assessor's grade
Zoning
RSA5 city zoning code
Zoning appeals
1 OPEN · MOOT · 2008

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Block context

400 block of E Flora St. Compare parcels, ownership, and public-record history.

See the whole block →

Next door: 438 E Flora St  ·  442 E Flora St

Business licenses at this address Latest pull

What L&I has registered at this OPA parcel, newest initial license date first.

Open the City record ↗

No L&I business license is on record at this address in data through Jul 23, 2026.

Landlord and residential filings

These are property registrations or landlord filings, not businesses operating at this address.

SANDRA WATSONInactive

Rental · Initial issue date Nov 6, 2006 · Terminal license date Apr 29, 2023

A license is an L&I registration, not proof that a business is open, operating today, or located at this storefront. Dates are license dates. Events are deduped by parcel, business identity, and license type, so a renewal is not shown as another opening. Other permit and filing types remain in the full source ledger.

Open every source row 37 dated rows
  1. PermitAlterations

    Permit PP-2025-010340 · Completed

    REPAIR/REPLACE MAIN DRAIN.

  2. PermitAddition and/or Alteration

    Permit EP-2025-007037 · Completed

    Supply and install a new 100 AMP service, including new 100 AMP service cable on the exterior sleeved in PVC conduit if applicable, new 100 AMP meter socket on the interior, new Siemens 100 AMP 30 circuit panel with main breaker, supply and install a new Siemens breaker properly sized for every existing circuit, ground the main electrical system, build a backboard to mount the new panel if necessary, label the panel. Knob and tube replacement and additional wiring first floor: Supply and install new wiring to replace existing knob and tube wiring at dining room light and switch. Supply and install new wiring to replace existing knob and tube wiring at exterior front light and switch. Supply and install new wiring for a ceiling mount fixture in living room with switching. Supply, wire and install two new receptacles in living room and in dining room with switching. supply and install two receptacles as per customer locations in living room and one in dining room. Second Floor: supply and install new wiring to replace existing knob and tube wiring in existing receptacles and center ceiling fan/switch in two bedrooms. Supply and install new wiring to replace know and tube wiring on second floor landing and switching from first to second floor. Supply, wire and install two new receptacles in front and rear rooms to replace exiting knob and tube wiring. Install customer supplied new fixtures in front and rear bedrooms. Supply and install two receptacles as per customer locations in front bedroom and one in rear bedroom. Basement: Supply and install new wiring i to replace knob and tube wiring to existing lighting and switching. Provide Arc fault GFCI protection where applicable on rewired circuits above. Supply, wire, and install 120 volt hard wired interconnected smoke detectors in two bedrooms. Supply, wire and install 120 volt hard wired interconnected combination smoke, carbon monoxide detectors on 2nd floor landing, dining room, baseme

  3. Recorded transfer$295K transfer

    2025

  4. License terminal eventSANDRA WATSON: Rental landlord or residential registration marked inactive

    License 390438 · Inactive

    License event. Registration does not prove present operation or storefront occupancy.

  5. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 186793 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  6. InvestigationBP_BLDG

    Case 320845 · PASSED

    The cited inspection visit was marked passed.

  7. PermitPlumbing

    Permit 405013 · COMPLETED

    INSTALLING 1 TOILET,1 LAV,1 WASHER/DRYER,1 KS,1 SH,1 WATER HEATER

  8. PermitElectrical

    Permit 402703 · COMPLETED

    INSTALL 8 OUTLETS 20AMP, 3 110VOLT SWITCHES, 2 LIGHTS AS PER 2008 NEC (EAST DIST) SFD

  9. InvestigationBP_BLDG

    Case 320845 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  10. ViolationPERMB- WK DONE W/O NOTIFY INSP

    Case 320845 · Violation 2428271 · Code A-302.11/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  11. PermitZoning/use

    Permit 398185 · COMPLETED

    REMOVE AND REBUILD FIRST FLOOR KITCHEN AND INTERIOR RENOVATION OF SECOND FLOOR BATHROOM AS SHOWN ON PLANS. NO CHANGE IN FOOTPRINT OF EXISITING STRUCTURE.

  12. PermitMajor alteration

    Permit 398165 · COMPLETED

    REMOVE AND REBUILD FIRST FLOOR KITCHEN AND INTERIOR RENOVATION OF SECOND FLOOR BATHROOM PER SUBMITTED PLAN. NO CHANGE IN FOOTPRINT OF EXISTING STRUCTURE. SEPARATE PERMITS REQUIRED FOR ELECTRIC; PLUMBING AND MECHANICAL.

  13. InvestigationBP_BLDG

    Case 320845 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  14. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 186793 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  15. AppealRB_LIRB

    Appeal 5168 · OPEN · MOOT

    Related permit 152272 · TENANT HAS CAUSED SOME PARTS. I WAS UNAWARE OF SOME PARTS AND HAD BEEN ADDRESSING SOME PARTS. TENANT STOPPED PAYING RENT FEB. 08. I AM LAID OFF FROM WORK. I HAVE NO INCOME WITHOUT RENT COMING IN, I NEED MORE TIME.

  16. ViolationVACANT PROP STANDARD (likely: vacant-property enforcement standard)

    Case 186793 · Violation 1944505 · Code PM-306.0/1 · COMPLIED

    A legacy L&I label associated with vacant-property requirements. It may concern licensing, securing, or maintaining a vacant structure; the notice and cited code control, and this row alone does not prove the property is vacant now. City marked this violation complied with; check the resolution date and live case for what was accepted.

  17. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 186793 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  18. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 152272 · PASSED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked passed.

  19. PermitElectrical

    Permit 164934 · COMPLETED

    100 AMP SERVICE: NEW CABLES, METER SOCKET PANEL AND GROUNDS, GFCI AT PANEL. IN ACCORDANCE WITH 2005 NEC

  20. ViolationVACANT PROP STANDARD (likely: vacant-property enforcement standard)

    Case 152272 · Violation 975239 · Code PM-306.0/1 · COMPEXCP

    A legacy L&I label associated with vacant-property requirements. It may concern licensing, securing, or maintaining a vacant structure; the notice and cited code control, and this row alone does not prove the property is vacant now.

  21. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 152272 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  22. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 152272 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  23. ViolationDRAINAGE-YARD DRAIN REPAIR

    Case 152272 · Violation 904837 · Code PM-302.4/8 · COMPEXCP

  24. ViolationEXT A-ACC STRUCT REPAIR/MAINT

    Case 152272 · Violation 904838 · Code PM-302.6/1 · COMPEXCP

  25. ViolationLICENSE-RES SFD/2FD

    Case 152272 · Violation 904836 · Code PM-102.3/1 · COMPEXCP

  26. ViolationSD-REQD EXIST GROUP R (Smoke detectors required in an existing residential occupancy)

    Case 152272 · Violation 904849 · Code FC-907.3/20 · COMPEXCP

  27. ViolationINT S-WALLS REPAIR/MAINT SANI

    Case 152272 · Violation 904848 · Code PM-305.3/4 · COMPEXCP

  28. ViolationELEC-SWITCH DEFECTIVE-RES

    Case 152272 · Violation 904847 · Code PM-407.2/10 · COMPEXCP

  29. ViolationELEC-SYS MIN SERVICE-RES

    Case 152272 · Violation 904846 · Code PM-407.1/1 · COMPEXCP

  30. ViolationINT-PLMBG MAINT FIXTURES-RES

    Case 152272 · Violation 904844 · Code PM-405.3/13 · COMPEXCP

  31. ViolationEXT S-WINDOW LOCK REPAIR/REPLA

    Case 152272 · Violation 904843 · Code PM-304.8/13 · COMPEXCP

  32. ViolationEXT S-WALLS REPAIR CRACKS

    Case 152272 · Violation 904842 · Code PM-304.3/4 · COMPEXCP

  33. ViolationEXT S-WALLS REPAIR/MAINTAIN

    Case 152272 · Violation 904841 · Code PM-304.3/1 · COMPEXCP

  34. ViolationEXT S-WINDOW/FRAME RODENTPROOF

    Case 152272 · Violation 904840 · Code PM-304.8/19 · COMPEXCP

  35. ViolationEXT A-CLEAN/EXTERMINATE (Clean the exterior area and address pests)

    Case 152272 · Violation 904839 · Code PM-302.2/1 · COMPEXCP

  36. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 152272 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  37. License issue eventSANDRA WATSON: Rental landlord or residential registration initially issued

    License 390438 · Inactive

    License event. Registration does not prove present operation or storefront occupancy.

Unavailable when this report assembled: certifications. Unavailable does not mean no record.

Where this comes from

Methodology & freshness

This report was assembled Jul 24, 2026, 12:47 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: unavailable. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)