House report

726 Mercy St

3 bd3 ba3 stories1,680 sqftRSA5built 2018

Property at a glanceHouse

Owner-occupancy signal

2026 assessment
$460K OPA value, not a listing price
From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar

Assessment and City record timeline

Published City assessments for this house against its block and ZIP. Dated City filings are marked on the same line. Select one to read it. Assessments are tax-roll values, not sale prices or appraisals.

$0$250K$500KZIP 19148 (Pennsport · Lower Moyamensing) median$490K2015201720192021202320252027
Property assessmentBlock median & rangeZIP 19148 (Pennsport · Lower Moyamensing) medianAssessmentDeed / saleLand buyPermit

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record10 events · exact dates, newest first
  1. Deed / saleDeed / sale $394K
  2. PermitAdministrative
  3. Deed / saleDeed / sale $363K
  4. PermitPlumbing
  5. PermitSuppression
  6. PermitElectrical
  7. PermitMechanical
  8. PermitZoning/use
  9. PermitNew construction
  10. Land buyLand record $45K

Flags: material assessment exemption; legal basis and term unverified · historical tax ledger through 2016 recorded $2K with a lien entry. Informational only. Not investment advice or a consumer report (FCRA).

Verify the public record

$1,287/year estimated property tax

2026 taxable assessment $91,920 × 1.3998%. This is an estimate, not a bill or account balance. The City maintains payments, credits, interest, and the current amount due.

OPA has published a 2027 assessment of $489,600. It is not the 2026 billed-year value.

Current City balanceCheck Tax Center

Payments, credits, interest, and the current amount due are maintained by the City.

OPA 393048500
Open Philadelphia Tax Center →Use “View period balance” to inspect each tax year.
Exemption classificationPartial assessment exemption, basis unverified

2026 OPA taxes $91,920 of $459,600 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Historical delinquency sources Record found

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

A separate historical parcel ledger ending in 2016 records $2,344.44 and a lien entry. It is shown as historical context only.

2010$556.86 total · $121.65 principal · $67.51 interest · $8.52 penalty2011$265.75 total · $133.69 principal · $62.16 interest · $9.36 penalty2012$260.33 total · $138.84 principal · $52.06 interest · $9.72 penalty2013$253.57 total · $143.83 principal · $40.99 interest · $10.07 penalty2014$366.85 total · $177.22 principal · $34.56 interest · $12.41 penalty2015$348.03 total · $177.22 principal · $18.61 interest · $12.41 penalty2016$293.05 total · $185.13 principal · $2.78 interest · $1.85 penalty

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

The assessment exemption gap

OPA's 2026 roll shows a partial assessment exemption. The annual difference is measurable; the reason for it and what happens after a sale are not established here.

Using OPA's taxable amount ~$1,287/year

$91,920 taxable basis

Difference to verify+$5,146/year
If the full assessment were taxable ~$6,433/year

$459,600 scenario basis

The assessment roll does not identify
  • Legal basis or program
  • Approval or expiration date
  • Treatment after a sale
  • Current Tax Center balance
Show the assessment math 2026: ($459,600 assessed − $367,680 exempt) × 1.3998% ≈ $1,287/year Full-assessment scenario: $459,600 × 1.3998% ≈ $6,433/year

Do not treat the full-assessment scenario as inevitable or assume the current relief transfers. Obtain the approval history and verify the live Tax Center account before relying on either number.

The property, on paper

OPA physical field record.

Bedrooms
3
Bathrooms
3
Stories
3
Interior
1,680 sqft livable area
Lot
768 sqft
Basement
Full, finished city code A
Heat
Forced hot air city code A
Central air
Yes
Exterior condition
Newer construction city code 1
Newer construction
Interior condition
Newer construction city code 1
Newer construction
Quality grade
C assessor's grade
Zoning
RSA5 city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Block context

700 block of Mercy St. Compare parcels, ownership, and public-record history.

See the whole block →

Next door: 724 Mercy St  ·  728 Mercy St

Business licenses at this address Latest pull

What L&I has registered at this OPA parcel, newest initial license date first.

Open the City record ↗

No L&I business license is on record at this address in data through Jul 25, 2026.

A license is an L&I registration, not proof that a business is open, operating today, or located at this storefront. Dates are license dates. Events are deduped by parcel, business identity, and license type, so a renewal is not shown as another opening. Other permit and filing types remain in the full source ledger.

Open every source row 10 dated rows
  1. Recorded transfer$394K transfer

    2020

  2. PermitAdministrative

    Permit 825857 · COMPLETED

    AMEND PERMIT #804098- REVISED FOUNDATION JOG IN REAR BASED ON FIELD CONDITIONS. NO CHANGE IN BUILDING FOOTPRINT. NO OTHER CHANGES TO PLANS. ORIGINAL: PROPOSED 3-STORY, SINGLE FAMILY RESIDENCE W/CELLAR, PILOT HOUSE & ROOF DECK, EXTENTS & LOCATION AS SHOWN ON PLANS. MAX. HEIGHT FROM GRADE TO T.O. ROOF STRUCTURE NOT TO EXCEED 38'-0". MAX HEIGHT FROM T.O. ROOF TO T.O. PILOT HOUSE NOT TO EXCEED 10'-0".

  3. Recorded transfer$363K transfer

    2018

  4. PermitPlumbing

    Permit 832303 · COMPLETED

    INSTALL 1 KITCHEN SINK,1 DISHWASHER,3 TOILETS,4 VANITY'S,2 SHOWERS,1 BATHTUB,1 WASHER,INSTALL 1"WATER SERVICE,5"CURB TRAP,4"MAIN DRAIN,4"FAI AND 1 BAR SINK.-PA1#20172640289-"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"THE INSTALLATION WILL COMPLY WITH THE PHILADEPHIA PLUBMING CODE 2004

  5. PermitSuppression

    Permit 817495 · COMPLETED

    THE INSTALLATION OF AN ONE (1) INCH COMBINED SERVICE LINES FOR FIRE & DOMESTIC SUPPLY LINE MULTIPURPOSE RESIDENTIAL FIRE SPRINKLER SYSTEM DESIGNED IN ACCORDANCE WITH NFPA 13D. ALL WORK SHALL BE ACCORDANCE WITH APPROVED PLANS, HYDRAULIC CALCULATIONS, AN DAPPROVED BUILDING PERMIT. ANY DEVIATION WILL REQUIRE A SEPERATE PERMIT.

  6. PermitElectrical

    Permit 827245 · COMPLETED

    NEW 200 AMP SERVICE WITH METER SOCKER, PANEL AND GROUNDING, INSTALL SWITCHES, OUTLETS, TV AND PHONE POINTS, SMOKE AND C/O SETECTORS, THROUGHOUT HOUSE IN ACCORDANCED WITH 2008 NEC CODE

  7. PermitMechanical

    Permit 820049 · COMPLETED

    INSTALL (1) HVAC SYSTEM WITH DUCTWORK. (SFD)

  8. PermitZoning/use

    Permit 804107 · COMPLETED

    FOR THE ERECTION OF A SINGLE FAMILY DWELLING(NTE 38FT IN HEIGHT) WITH ROOF DECK AND PILOT HOUSE.(SEE PLANS 804098)

  9. PermitNew construction

    Permit 804098 · COMPLETED

    FOR THE ERECTION OF A 3 STORY SINGLE FAMILY DWELLING WITH CELLAR, ROOF DECK AND PILOT HOUSE

  10. Land recordLand record

    2017

Where this comes from

Methodology & freshness

This report was assembled Jul 26, 2026, 11:23 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)